Fund your next
business investment.

A term loan provides a lump sum that you repay over an agreed term. A credit line gives you access to an approved limit, with rules for drawing funds and borrowing again.

The amount depends on your business, financial records, and the funding partner’s review. Your specialist can help you compare the offers available to you.

Common uses include equipment, renovations, inventory, technology, and the upfront costs of a larger order. A term loan can suit a planned expense with a clear budget. Confirm that your intended use is allowed under the offer.

Not always. If fees are deducted at funding, the amount deposited will be lower than the loan amount. Compare the cash you receive with the full repayment amount so you know both what you can spend and what you will owe.

Your specialist will confirm the business records, bank statements, and other documents needed for review.

Requirements depend on the funding partner and the offer. Ask which assets or guarantees are required before accepting.

Include your existing balances and payment obligations when discussing the loan. They affect how much additional repayment your business can take on. Your current agreements may also restrict new borrowing, so check those terms before proceeding.

Credit checks vary by funding partner. Before giving authorization, confirm whose credit will be reviewed and whether the check could affect a credit score. Do not assume the same credit-check process applies to every offer.

Look at how much is due, how often you pay, and when the loan ends. Compare that schedule with when your business receives income. A smaller payment over a longer term can cost more overall, so check the total repayment too.

Check the early-payoff terms before signing. Ask whether there is a fee and how the remaining balance is calculated. Paying sooner does not always reduce the cost by the amount you might expect.

Contact the lender before the payment is due and explain the situation. Ask what options are available under your agreement. Do not assume the schedule has changed until the lender confirms it; late fees or other consequences may still apply.

A term loan does not automatically replenish as you repay it. If you need more funds later, further financing would need its own review and terms. A line of credit may be worth comparing if you expect to borrow repeatedly.